Protect ownership and keep control in trusted hands
If a shareholder dies or is seriously disabled, this cover helps fund the buyout of their shares. Ensures ownership stays with the right people and the business keeps running smoothly.

Cover the financial impact of losing someone essential
If a key team member dies or can’t work due to illness or injury, this cover provides a cash injection to help manage disruption, protect revenue, and give the business breathing room.

Private healthcare access that supports and retains your staff
Give your team access to faster diagnosis, private treatment and better outcomes through subsidised health cover. Flexible plans with optional family add-ons.

Keep lenders and partners protected from personal guarantees
Pays out if a business owner or guarantor can no longer meet loan obligations due to death or disability. Helps repay debt and protect the company’s financial position.